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This cross-functional flowchart sample shows the credit approval process.
"Credit (from Latin credo translation. "I believe" ) is the trust which allows one party to provide resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower." [Credit (finance). Wikipedia]
The swim lane diagram example "Process flow - Credit approval" was created using the ConceptDraw PRO diagramming and vector drawing software extended with the Process Flowcharts solution from the Business Processes area of ConceptDraw Solution Park.
Swim lane diagram
Swim lane diagram, swim lanes, vertical swimlanes, process, document, decision,

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Cross-functional flowcharts are powerful and useful tool for visualizing and analyzing complex business processes which requires involvement of multiple people, teams or even departments. They let clearly represent a sequence of the process steps, the order of operations, relationships between processes and responsible functional units (such as departments or positions).

Cross-Functional Flowchart - The easiest way to draw crossfunctional

ConceptDraw PRO diagramming software provides vector shapes and connector tools for quick and easy drawing diagrams for business, technology, science and education.
Use ConceptDraw PRO enhanced with solutions from ConceptDraw Solution Park to create diagrams to present and explain structures, process flows, logical relationships, networks, design schemes and other visually organized information and knowledge.

Cross-Functional Flowchart Basics

Don't let your first glance fool you. ConceptDraw is a lot easier to use than it looks. Use its cross-functional templates and library as basics to get started.
All you need to know are a few basic steps and terms.

ConceptDraw Arrows10 Technology is a new age in drawing software. Use it for process flows and its new rapid draw feature enables to draw an impressive charts in a seconds.

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The Flowcharts Solution for ConceptDraw PRO v10 is a comprehensive set of examples and samples in several different color themes for professionals that need to graphically represent a process. Solution value is added by basic flow chart template and shapes' library of Flowchart notation. ConceptDraw PRO flow chart creator lets one depict a processes of any complexity and length, as well design of the flowchart either vertically or horizontally.

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This solution extends ConceptDraw PRO software with templates, samples, and library of vector shapes for drawing the Process Flowcharts.