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"Credit (from Latin credo translation. "I believe" ) is the trust which allows one party to provide resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower." [Credit (finance). Wikipedia]
The cross-functional (deployment) flowchart example "Credit approval process" was created using the ConceptDraw PRO diagramming and vector drawing software extended with the Cross-Functional Flowcharts solution from the Business Processes area of ConceptDraw Solution Park.
Credit approval process flowchart
Credit approval process flowchart, swim lanes, vertical swimlanes, process, document, decision,

How to Create Flowchart Using Standard Flowchart Symbols

Flowcharts are used to display an algorithm for consistent execution of certain steps. A flowchart is probably the easiest way to make a graphical representation of any process. Flowcharts use the set of standard geometric symbols and arrows to define relationships. ConceptDraw DIAGRAM allows you to create professional flowchart quickly and easily. The ability to create flowcharts is contained in the Flowcharts solution. The solution provides a set of special tools for creating flowcharts.